Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv New Mexico

Tag nrho cov tsheb sau npe hauv New Mexico yuav tsum raug pov hwm tiv thaiv kev lav phib xaub lossis "kev lav nyiaj txiag". Qhov tsawg kawg nkaus kev lav phib xaub rau cov neeg tsav tsheb hauv New Mexico yog raws li hauv qab no:

• Yam tsawg kawg $25,000 rau kev raug mob lossis tuag rau ib tus neeg; qhov no txhais tau tias koj yuav tsum nqa yam tsawg kawg yog $50,000 nrog koj rau tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).

• $10,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse

Qhov no txhais tau hais tias tag nrho qhov tsawg kawg nkaus nyiaj txiag lav koj yuav xav tau yog $60,000 los them rau tus kheej raug mob lossis tuag, nrog rau kev lav phib xaub rau kev puas tsuaj.

• New Mexico txoj cai lij choj tseem xav kom koj txoj cai pov hwm muaj xws li kev pov hwm tsis muaj pov hwm lossis tsis muaj pov hwm tus neeg tsav tsheb uas yuav tiv thaiv koj yog tias koj koom nrog kev sib tsoo nrog tus neeg tsav tsheb uas tsis muaj kev pov hwm kev lav phib xaub raws cai. Koj muaj kev xaiv tshem tawm qhov kev pab them nqi sau ntawv yog tias koj xav tau.

New Mexico Motor Vehicle Insurance Plan

New Mexico muaj tsoomfwv txoj haujlwm hu ua New Mexico Motor Vehicle Insurance Plan uas pab xyuas kom cov neeg tsav tsheb muaj kev pheej hmoo siab tau txais kev pov hwm tsheb uas lawv xav tau los ntawm txoj cai. Yog tias cov neeg tuav pov hwm tsis lees paub tus neeg tsav tsheb, tus neeg tsav tsheb tuaj yeem thov raws li qhov kev pab cuam no rau kev tuav pov hwm tsheb.

pov thawj ntawm kev pov hwm

Thaum koj sau npe koj lub tsheb nrog New Mexico Department of Motor Vehicles, koj yuav tsum muaj pov thawj ntawm kev pov hwm. Cov ntaub ntawv pov thawj pom zoo ntawm kev pov hwm kev pov hwm suav nrog:

• Daim npav pov hwm raug cai muab los ntawm lub tuam txhab kev pov hwm muaj cai

• Daim ntawv pov thawj tam sim no

• Tsab ntawv los ntawm lub tuam txhab tuav pov hwm rau lub tuam txhab tsab ntawv lees paub koj txoj cai pov hwm

Electronic verification system

New Mexico siv cov ntaub ntawv pov thawj hauv hluav taws xob los taug qab cov xwm txheej pov hwm ntawm txhua lub xeev-sau npe tsheb. Koj lub tuam txhab tuav pov hwm yuav tsum tau tshaj tawm cov kev hloov pauv rau koj txoj cai pov hwm.

Yog tias cov ntaub ntawv tsis tau ua pov thawj tias koj muaj kev pov hwm kev cai lij choj uas xav tau, koj yuav tau txais lub sijhawm tshwj xeeb los hloov kho koj cov ntaub ntawv hauv qhov system. Yog tias koj tsis hloov kho koj cov ntaub ntawv hauv qhov system, koj qhov kev tso npe yuav raug ncua.

Kev nplua rau kev ua txhaum cai

Yog tias koj daim ntawv sau npe tsheb raug ncua vim muaj kev pov hwm txhaum cai, koj yuav tsum tau txais kev pov hwm raug cai thiab hais kom tus neeg tuav pov hwm kho cov ntaub ntawv hauv cov ntaub ntawv hluav taws xob. Koj tseem yuav tau them tus nqi rov qab $30.

Tshem tawm ntawm kev tuav pov hwm

Yog tias koj xav tau tshem tawm koj cov ntawv pov hwm thaum koj lub tsheb nyob hauv chaw cia lossis kho, koj tuaj yeem ua daim ntawv kos npe tsis siv nrog New Mexico State Insurance Identification Database. Qhov no txhais tau tias koj yuav tsis raug nplua lossis tsis tsim nyog yog tias koj tsis tsav lub tsheb no ntawm txoj kev ntawm New Mexico. Koj yuav tsum ua kom tiav daim ntawv lees paub txhua xyoo txhawm rau khaws koj cov ntawv sau npe tsis muaj pov hwm.

Yog tias koj thim koj daim ntawv pov hwm vim tias koj muag tsheb, koj yuav tsum xub xa tsab ntawv lees paub koj qhov kev tuav pov hwm lub tsheb yuav tsum mus rau Lub Tsev Haujlwm Saib Xyuas Kev Ua Haujlwm Nyiaj Txiag Nyiaj Txiag.

Yog xav paub ntxiv, lossis sau npe lub tsheb lossis txuas ntxiv koj daim ntawv sau npe tsheb, hu rau New Mexico Lub Tsev Haujlwm Saib Xyuas Kev Tsav Tsheb hauv lawv lub vev xaib.