Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv Mississippi

Mississippi txoj cai lij choj hais tias koj tsis tas yuav muaj ntawv pov hwm tsheb los sau npe tsheb, tab sis koj yuav tsum muaj ntawv pov hwm kom tsav tsheb tau raug cai.

Yam tsawg kawg nkaus kev lav phib xaub nyiaj txiag rau Mississippi tsav tsheb yog raws li hauv qab no:

• Yam tsawg kawg $25,000 rau ib tus neeg rau tus kheej raug mob lossis tuag. Qhov no txhais tau tias koj yuav tsum muaj tsawg kawg yog $ 50,000 nrog koj kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).

• $25,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse

Qhov no txhais tau tias tag nrho qhov tsawg kawg nkaus nyiaj txiag lav koj yuav xav tau yog $75,000 rau kev raug mob ntawm lub cev thiab kev puas tsuaj ntawm cov khoom.

Lwm hom kev lav ris nyiaj txiag

Thaum cov neeg tsav tsheb feem ntau hauv Mississippi them rau cov phiaj xwm kev tuav pov hwm los them rau kev lav phib xaub ntawm kev tsav tsheb, muaj ob txoj hauv kev los tiv thaiv kev lav phib xaub uas tau txais hauv lub xeev:

• Koj tuaj yeem tso daim ntawv cog lus tsawg kawg yog $ 75,000 lossis

• Koj tuaj yeem ua nyiaj ntsuab lossis kev tso nyiaj ruaj ntseg nrog Mississippi Department of Revenue rau yam tsawg kawg yog $75,000.

Kev pov hwm tus neeg tsav tsheb muaj kev pheej hmoo siab

Mississippi tuam txhab tuav pov hwm yuav tsis kam lees cov neeg tsav tsheb uas suav tias muaj kev pheej hmoo siab. Txhawm rau kom ntseeg tau tias txhua tus tsav tsheb muaj kev lav phib xaub tsim nyog, Lub Xeev Mississippi tswj hwm Mississippi Motor Insurance Program, lossis MSAIP. Yuav kom tsim nyog rau MSAIP txoj haujlwm, koj yuav tsum muaj:

• Daim ntawv tsav tsheb Mississippi siv tau thiab

• Lub tsheb tam sim no tau sau npe hauv Mississippi.

Txhua tus kws kho mob uas tau tso cai hauv Mississippi tuaj yeem muag kev pov hwm rau cov neeg tsav tsheb uas muaj kev pheej hmoo siab los ntawm MSAIP txoj haujlwm.

pov thawj ntawm kev pov hwm

Thaum muaj xwm txheej tshwm sim lossis ntawm qhov chaw nres tsheb npav, tus tub ceev xwm tuaj yeem thov kom muaj kev pov hwm txoj cai. Kev tsis muab cov ntaub ntawv no tuaj yeem ua rau raug nplua. Cov ntaub ntawv pov thawj lees paub ntawm kev pov hwm muaj xws li:

• Insurance ID-card los ntawm lub tuam txhab kev pov hwm tso cai

• Insurance daim ntawv pov thawj los ntawm lub tuam txhab kev pov hwm tso cai

• Cov ntaub ntawv pov thawj ntawm kev tso nyiaj collateral nyob rau hauv qhov tsawg kawg nkaus uas yuav tsum tau muaj kev lav ris

• Ib daim ntawv pov thawj ntawm kev tso nyiaj ua rau Tus Neeg Tuav Nyiaj Txiag ntawm Lub Xeev rau ib qho nyiaj ntsuab lossis daim ntawv cog lus sib npaug ntawm qhov yuav tsum tau ua.

Kev nplua rau kev ua txhaum cai

Lub xeev Mississippi muaj kev nplua hnyav rau cov neeg ua txhaum cai lij choj. Yog tias koj tsav tsheb yam tsis xav tau qhov tsawg kawg nkaus ntawm kev tuav pov hwm kev lav phib xaub, koj tuaj yeem raug nplua raws li hauv qab no:

• $1,000 zoo

• Poob daim ntawv tsav tsheb rau ib xyoos

Yog tias koj tsis tuaj yeem qhia koj daim ntawv pov hwm kev pov hwm raws li qhov kev thov ntawm tus tub ceev xwm ntawm qhov chaw nres lossis ntawm qhov xwm txheej, koj yuav raug foob thiab raug nplua.

Rov kho dua daim ntawv tsav tsheb

Yog tias koj daim ntawv tso cai raug ncua vim muaj kev pov hwm txhaum cai, koj tuaj yeem rov qab los ntawm ib txoj hauv qab no:

• Qhia koj daim ntawv pov thawj ntawm lossis tom qab lub rooj sib hais hauv tsev hais plaub tom qab koj tau raug hais.

• Xa daim ntawv pov thawj SR-22 ntawm Lub Luag Haujlwm Nyiaj Txiag, uas ua kom koj muaj kev pov hwm yam tsawg kawg nkaus.

Yog xav paub ntxiv, hu rau Mississippi Department of Revenue los ntawm lawv lub vev xaib.