Kev tuav pov hwm log tsheb: ib qho pov tseg lossis qhov tsim nyog ntxiv?
Txawm hais tias kev hloov lub log ntawm lub tsheb los ntawm peb tus kheej tsis yog teeb meem rau peb, qee lub sijhawm peb xav kom tsis txhob txhos caug ntawm lub tsheb, piv txwv li, hauv daus lossis los nag, thiab hnav khaub ncaws zoo nkauj. Qhov no tuaj yeem zam tau yooj yim los ntawm kev them ob peb PLN ua tus nqi them OC. Nrhiav seb qhov kev tuav pov hwm log tsheb zoo li cas hauv kev xyaum thiab seb nws puas tsim nyog yuav nrog rau txoj cai yuav tsum tau ua.
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Ib qho teeb meem tshwj xeeb nrog lub log tsheb punctured tuaj yeem daws tau nrog kev pab los ntawm tus neeg pab. Feem ntau, raws li ib feem ntawm qhov kev tuav pov hwm ntxiv no, tus neeg tsav tsheb tuaj yeem suav rau ntawm lub log hloov ntawm qhov chaw, kev khiav tawm lossis kev pab nrhiav lub log tsheb haum. Txawm li cas los xij, tus nqi kho lossis yuav cov log tsheb tshiab yog tus tswv ntawm lub tsheb tau txais tag nrho. Yog li ntawd, kev tuav pov hwm log tsheb tshwm nyob rau hauv cov kev tuav pov hwm tuam txhab uas muag raws li ib tug cais cov khoom, vim hais tias tsis OS/AS insurance (https://punkta.pl/ubezpieczenie-oc-ac/kalkulator-oc-ac), ob qho tib si hais txog kev pab them nqi kho mob.
Nyob rau hauv cov ntaub ntawv ntawm kev tuav pov hwm log tsheb, lub tuam txhab pov hwm them tus nqi ntawm kev thauj cov tsheb, mus xyuas lub rooj cob qhia thiab tej zaum yuav hloov lub log tsheb. Hom kev pov hwm ntxiv no feem ntau tsuas yog them ob peb zlotys ntxiv rau kev lav phib xaub lossis kev pabcuam txoj cai thiab tso cai rau koj los tiv thaiv koj tus kheej los ntawm kev siv ntau pua zlotys ntawm lub log tsheb tshiab thiab cov nqi tu. Siv cov cuab yeej xws li kev tuav pov hwm kev sib piv cav, koj tuaj yeem nrhiav tau cov khoom lag luam uas muaj kev pov hwm log tsheb suav nrog OC nqi.
Yuav nrhiav dab tsi thaum xaiv auto insurance?
Tau kawg, cov ntsiab lus ntawm kev tiv thaiv log tsheb hauv lub tsheb muaj kev pov hwm tsis yog ib txwm zoo ib yam. Cov tuam txhab tuav pov hwm feem ntau tsim kev txwv thaj chaw (feem ntau cov tuam txhab pov hwm muaj kev tiv thaiv hauv tebchaws Poland) thiab cov kev txwv quota. Nyob rau hauv General Conditions of Contract (GTC), koj yuav tsum nrhiav qhov nyiaj pab ntau tshaj rau cov teeb meem log tsheb los yog muaj pes tsawg tus txheej xwm uas cov ntawv pov hwm them.
Nws kuj yog ib qho zoo rau kev xyuam xim rau cov ntsiab lus xws li qhov siab tshaj plaws ntawm peb lub tsheb yuav raug cab nyob rau hauv daim ntawv pov hwm log tsheb. Muaj lwm yam kev zam. Ib qho ntawm lawv yog, piv txwv li, qhov xwm txheej thaum lub log tsheb punctured vim yog kev sib tsoo nrog lwm lub tsheb. Ces qee lub tuam txhab tuav pov hwm yuav tsis paub txog qhov kev puas tsuaj.
Txawm li cas los xij, vim cov nqi qis, kev tuav pov hwm lub log tsheb yog ib qho ntxiv uas tsim nyog xaiv. Yog li, koj tuaj yeem zam cov hlab ntsha thiab nkim sijhawm los hloov lub log koj tus kheej.
