Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv West Virginia
Txhua tus neeg tsav tsheb hauv xeev West Virginia yuav tsum muaj kev tuav pov hwm kev lav phib xaub yam tsawg kawg nkaus lossis "kev lav phib xaub nyiaj txiag" txhawm rau ua haujlwm raug cai tsheb ntawm West Virginia txoj kev.
Qhov tsawg kawg nkaus kev lav phib xaub nyiaj txiag rau West Virginia tsav tsheb yog raws li hauv qab no:
Yam tsawg kawg $25,000 rau ib tus neeg rau tus kheej raug mob lossis tuag. Qhov no txhais tau tias koj yuav tsum muaj tsawg kawg yog $ 50,000 nrog koj kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
$25,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse
Qhov no txhais tau hais tias tag nrho qhov tsawg kawg nkaus ntawm kev lav phib xaub nyiaj txiag uas koj yuav xav tau yog $ 75,000 txhawm rau them lub cev raug mob lossis tuag, nrog rau kev lav phib xaub rau kev puas tsuaj.
Tsis tas li ntawd, txhua tus neeg tsav tsheb hauv West Virginia yuav tsum muaj kev tuav pov hwm tus neeg tsav tsheb tsis muaj kev pov hwm ntawm lawv cov kev tuav pov hwm yam tsawg kawg nkaus rau tib tus nqi raws li kev tuav pov hwm yam tsawg kawg nkaus ($ 75,000). Txawm li cas los xij, thaum qhov tsawg kawg nkaus no yog txhua yam uas yuav tsum tau muaj ntawm cov neeg tsav tsheb, cov tuam txhab pov hwm yuav tsum muab cov kev txwv hauv qab no rau tus neeg tsav tsheb tsis muaj pov hwm:
Yam tsawg kawg ntawm $ 100,000 rau ib tus neeg nyob rau hauv rooj plaub ntawm lub cev raug mob lossis tuag thiab tag nrho yam tsawg kawg yog $ 300,000 txhawm rau them txhua qhov kev raug mob lossis kev tuag.
Yam tsawg kawg $50,000 rau kev puas tsuaj
Cov neeg tsav tsheb hauv West Virginia tsuas tuaj yeem lees txais qhov tsawg kawg nkaus ntawm cov kev pab them nqi kho mob rau cov neeg tsav tsheb tsis muaj kev pov hwm los txo tus nqi ntawm cov nqi pov hwm.
pov thawj ntawm kev pov hwm
Koj yuav tsum muaj daim ntawv pov hwm hauv koj lub tsheb thaum tsav tsheb vim tias koj yuav tsum tau nthuav tawm thaum lub sijhawm nres tsheb lossis thaum muaj xwm txheej. Thaum sau npe tsheb, koj yuav tsum muaj daim ntawv pov thawj pov hwm. Ib daim ntawv pov thawj lees paub ntawm kev pov hwm hauv West Virginia yog daim ntawv pov hwm pov hwm lossis WV-1 daim ntawv uas muab los ntawm lub tuam txhab pov hwm. Daim foos no yuav tsum suav nrog National Association of Insurance Commissioners's insurance company number.
West Virginia siv lub tshuab saib xyuas hluav taws xob los xyuas cov ntawv pov hwm ntawm txhua lub tsheb. Nrog rau qhov system no, koj tsis tas yuav muaj WV-1 txhawm rau txuas ntxiv koj cov npe hauv West Virginia.
Kev nplua rau kev ua txhaum cai
Muaj ntau ntau hom kev nplua uas cov neeg tsav tsheb hauv West Virginia tuaj yeem ntsib yog tias pom tias muaj kev ua txhaum cai pov hwm. Qhov no suav nrog:
Kev ncua kev sau npe tsheb uas tsuas tuaj yeem rov qab tau los ntawm kev them tus nqi $ 100 thiab muab pov thawj ntawm kev pov hwm.
Kev ncua ntawm daim ntawv tsav tsheb uas tsuas tuaj yeem rov qab los ntawm kev them tus nqi ntawm $ 50.
Kev ncua ntawm daim ntawv tsav tsheb uas tsuas tuaj yeem rov qab tau los ntawm kev them tus nqi ntawm $ 50 tom qab qee lub sijhawm raug ncua.
Muab cov ntaub ntawv pov hwm tsis raug rau tus tub ceev xwm lossis West Virginia Lub Tsev Haujlwm Saib Xyuas Kev Tsav Tsheb yuav ua rau muaj kev rau txim hauv qab no:
Poob daim ntawv tsav tsheb mus txog 90 hnub
Rov qab tsheb
Qhov nyiaj nplua tshaj $1,000.
Muaj peev xwm raug kaw ib xyoos hauv tsev lojcuj
Yog xav paub ntxiv lossis txuas ntxiv koj daim ntawv teev npe online, hu rau West Virginia Lub Tsev Haujlwm Saib Xyuas Kev Tsav Tsheb hauv lawv lub vev xaib.
