Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv North Dakota
Nyob rau hauv lub xeev North Dakota, txhua tus neeg tsav tsheb yuav tsum tau nqa daim ntawv pov hwm tsheb thauj mus los lossis "kev lav nyiaj txiag" txhawm rau ua kom muaj tsheb khiav tau raug cai thiab khaws daim ntawv sau npe tsheb.
Yam tsawg kawg nkaus kev lav phib xaub rau cov neeg tsav tsheb hauv North Dakota yog raws li hauv qab no:
Yam tsawg kawg $25,000 rau ib tus neeg rau tus kheej raug mob lossis tuag. Qhov no txhais tau tias koj yuav tsum muaj tsawg kawg yog $ 50,000 nrog koj kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
$25,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse
Yam tsawg kawg ntawm $25,000 rau ib tus neeg rau ib tus neeg tsav tsheb tsis muaj ntawv pov hwm lossis tsis muaj ntawv pov hwm. Qhov no txhais tau tias koj yuav tsum muaj tsawg kawg yog $ 50,000 nrog koj kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
Yam tsawg kawg ntawm $ 30,000 hauv kev tiv thaiv kev raug mob uas them koj cov nqi kho mob tom qab tsheb sib tsoo, txawm tias leej twg ua txhaum.
Qhov no txhais tau hais tias tag nrho cov nyiaj them poob haujlwm yam tsawg kawg nkaus uas koj yuav xav tau yog $ 155,000 rau kev raug mob ntawm lub cev, kev puas tsuaj rau lub cev, tsis muaj pov hwm lossis tsis muaj pov hwm tus neeg tsav tsheb thiab kev tiv thaiv kev raug mob.
North Dakota Auto Insurance Plan
North Dakota cov tuam txhab tuav pov hwm yuav tsum tau koom nrog hauv North Dakota Auto Insurance Plan, uas pab cov neeg tsav tsheb muaj kev pheej hmoo siab kom tau txais cov kev lav phib xaub tsim nyog. Yog tias koj tau raug tsis lees paub yav dhau los ua tus tsav tsheb uas muaj kev pheej hmoo siab, koj tuaj yeem thov raws li txoj kev npaj no tsav tsheb raug cai hauv North Dakota. Koj tseem tuaj yeem tiv tauj cov chaw muab kev pabcuam uas yav dhau los tsis kam lees koj txoj kev npaj no.
pov thawj ntawm kev pov hwm
Txhua tus neeg tsav tsheb hauv North Dakota yuav tsum muaj ntawv pov hwm thaum twg lawv tsav tsheb. Koj yuav tsum tau muab pov thawj ntawm kev tuav pov hwm rau ib tug tub ceev xwm ntawm qhov chaw nres tsheb lossis qhov chaw ntawm qhov xwm txheej. Thaum kawg, koj yuav xav tau daim ntawv pov hwm kev pov hwm txhawm rau sau npe koj lub tsheb.
Cov ntaub ntawv pov thawj pom zoo ntawm kev pov hwm kev pov hwm suav nrog:
Insurance daim ntawv pov thawj los ntawm lub tuam txhab kev pov hwm tso cai
Ib tsab ntawv lees paub koj qhov kev pab cuam raws li North Dakota Auto Insurance Plan.
Certificate of Self-Insurance, uas tsuas yog muaj rau cov uas muaj ntau tshaj 25 lub tsheb pov hwm.
Kev nplua rau kev ua txhaum cai
Yog tias koj raug pom tias ua txhaum txoj cai lij choj hauv North Dakota, koj tuaj yeem ntsib cov kev rau txim hauv qab no:
Chav kawm B misdemeanor nqi
Qhov tsawg kawg nkaus raug nplua $150
Txog 14 cov ntsiab lus hauv koj cov ntaub ntawv tsav tsheb yog tias koj tsis muaj kev pov hwm thiab koom nrog kev sib tsoo.
Kev ncua koj daim ntawv tsav tsheb
Yuav tsum ua daim ntawv SR-22, uas yog daim ntawv lav nyiaj txiag uas lav tsoomfwv tias koj yuav muaj kev pov hwm tsheb rau xyoo tom ntej.
Yog tias koj tsis muab pov thawj ntawm kev tuav pov hwm thaum thov los ntawm tub ceev xwm, koj tuaj yeem ntsib cov kev rau txim hauv qab no:
Qhov tsawg kawg nkaus raug nplua $150
Kev txeeb ntawm lub tsheb ua ntej muab cov ntawv pov hwm txoj cai
Yog xav paub ntxiv, hu rau North Dakota Department of Transportation los ntawm lawv lub vev xaib.
