Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv New York
Txhua lub tsheb tau sau npe hauv New York yuav tsum nqa yam tsawg kawg nkaus ntawm ntau hom kev tuav pov hwm tsheb txhawm rau txhawm rau ua haujlwm raug cai ntawm lub tsheb ntawm txoj kev. Qhov tsawg kawg nkaus kev pab them nqi yog raws li nram no:
Yam tsawg kawg yog $25,000 txog $50,000 rau ib tus neeg raug mob; qhov no txhais tau tias koj yuav tsum nqa tsawg kawg yog $ XNUMX rau tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
Qhov tsawg kawg nkaus yog $ 50,000 rau kev tuag ntawm ib tus neeg, uas txhais tau tias koj yuav tsum nqa tag nrho $ 100,000 rau cov neeg tsawg tshaj plaws uas tuaj yeem tuag hauv kev sib tsoo (ob tus neeg tsav tsheb).
$10,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse
Yam tsawg kawg ntawm $ 50,000 rau kev pov hwm tsheb tsis muaj kev txhaum uas them koj cov nqi kho mob thaum muaj xwm txheej, txawm tias leej twg ua txhaum.
Yam tsawg kawg ntawm $ 25,000 txog $ 50,000 rau ib tus neeg rau Uninsured Motorist coverage, uas suav nrog kev raug mob los ntawm kev sib tsoo tsheb nrog tus neeg tsav tsheb tsis muaj pov hwm. Qhov no txhais tau hais tias koj yuav xav tau yam tsawg kawg yog $XNUMX los them tus nqi tsawg tshaj plaws ntawm cov neeg raug mob hauv tsheb sib tsoo (ob tus neeg tsav tsheb).
Qhov no txhais tau hais tias tag nrho cov nyiaj them poob haujlwm yam tsawg kawg nkaus uas koj xav tau yog $ 260,000 rau kev raug mob ntawm tus kheej, tuag, tsis muaj kev txhaum, tus neeg tsav tsheb tsis muaj kev pov hwm, thiab kev lav phib xaub rau kev puas tsuaj.
- New York txoj cai lij choj tseem tso cai rau kev yuav khoom ntawm cov tsis muaj ntawv pov hwm ntxiv lossis tsis muaj ntawv pov hwm tus neeg tsav tsheb txog $ 250,000 rau ib tus neeg thiab $ 500,000 rau ib qho xwm txheej.
pov thawj ntawm kev pov hwm
Thaum koj sau npe koj lub tsheb nrog New York Department of Motor Vehicles, koj yuav tsum tau muab pov thawj ntawm kev pov hwm. Daim npav pov hwm uas muab rau koj los ntawm koj lub tuam txhab pov hwm yog qhov lees paub pov hwm pov hwm thiab tseem yuav tsum tau nres tsheb lossis nthuav qhia rau cov tub ceev xwm ntawm qhov xwm txheej.
Daim npav no tsis yog siv los ua cov ntaub ntawv txhawb nqa, tab sis ua pov thawj ntawm kev pov hwm. Txhawm rau txheeb xyuas koj qhov kev tuav pov hwm, New York DMV yuav siv cov ntaub ntawv hluav taws xob uas muaj cov ntaub ntawv pov hwm kho mob tshiab rau txhua lub tsheb hauv xeev.
Kev nplua rau kev ua txhaum cai
Koj daim ntawv sau npe tsheb thiab daim ntawv tsav tsheb yuav raug ncua tsis tu ncua nyob rau hauv cov xwm txheej hauv qab no:
Yog tias koj tsis muaj ntawv pov hwm tsheb thiab raug ntes tsav tsheb ntawm New York City txoj kev
Yog tias koj qhov kev tuav pov hwm pib ntev dua 91 hnub thiab koj tsis tau xa koj cov lej hauv lub sijhawm ntawd
Tus nqi $100 yuav tsum them rov qab rau koj daim ntawv tsav tsheb.
Tej zaum yuav raug nplua ntxiv yog tias koj daim ntawv fajseeb khomob tau tas sijhawm lawm. Qhov no suav nrog:
$8 rau thawj 30 hnub
$ 10 ib hnub los ntawm hnub 31 txog 60.
$ 12 ib hnub los ntawm hnub 61 txog 90.
Yog xav paub ntxiv lossis thov rau npe tsheb hauv online, hu rau New York Department of Motor Vehicles los ntawm lawv lub vev xaib.
