Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv Minnesota
Txheem
Minnesota Department of Driver and Vehicle Services xav kom txhua tus neeg tsav tsheb yuav tsum tsis muaj qhov txhaum lossis "kev lav nyiaj txiag" kev tuav pov hwm tsheb los pab them tus nqi ntawm kev puas tsuaj thiab kev raug mob ntsig txog tsheb sib tsoo.
Minnesota Cov Neeg Tsav Tsheb Yam tsawg kawg nkaus 'Txoj Cai Lij Choj Nyiaj Txiag suav nrog peb hom kev tuav pov hwm kev lav phib xaub, txhua tus yuav tsum ua kom tau raws li qhov tsawg kawg nkaus ntawm cov kev pab:
Tsis muaj kev pov hwm txhaum cai lossis kev tiv thaiv tus kheej raug mob them rau koj cov nqi kho mob thiab cov nyiaj tau los poob yog tias koj raug mob hauv kev sib tsoo raws li tus neeg tsav tsheb lossis neeg caij tsheb, tsis hais leej twg yuav ua txhaum ntawm kev sib tsoo. Koj yuav tsum muaj tsawg kawg yog $ 20,000 rau kev pov hwm kev noj qab haus huv thiab yam tsawg kawg ntawm $ 20,000 rau kev poob nyiaj.
Kev tuav pov hwm kev lav phib xaub them rau kev raug mob thiab kev puas tsuaj los ntawm lwm tus yog tias koj raug pom tias ua txhaum ntawm kev sib tsoo. Koj yuav tsum nqa yam tsawg kawg yog $30,000 rau kev raug mob ntawm lub cev rau ib tus neeg, uas txhais tau hais tias tag nrho qhov tsawg kawg nkaus koj yuav tsum nqa yog $ 60,000 txhawm rau them tus nqi tsawg tshaj plaws ntawm cov neeg koom nrog (ob tus neeg tsav tsheb). Koj yuav tsum nqa yam tsawg kawg $10,000 nrog koj yog tias muaj khoom puas tsuaj.
Kev tuav pov hwm tus neeg tsav tsheb tsis muaj pov hwm them nqi kho mob tshaj li koj qhov kev tiv thaiv raug mob thaum koj koom nrog kev sib tsoo nrog tus neeg tsav tsheb tsis muaj pov hwm. Qhov tsawg kawg nkaus uas yuav tsum tau muaj rau kev pov hwm tsav tsheb tsis muaj kev pov hwm yog $50,000.
Qhov no txhais tau tias tag nrho cov nyiaj tuav pov hwm yam tsawg kawg nkaus rau ib tus neeg tsav tsheb hauv Minnesota yog $160,000.
Lwm hom kev tuav pov hwm
Txawm hais tias Minnesota tsis xav tau lwm hom kev tuav pov hwm, koj tuaj yeem xav txog kev pab them nqi ntxiv rau kev tiv thaiv ntxiv thaum muaj xwm txheej. Qhov no suav nrog:
Kev tuav pov hwm kev sib tsoo los them rau kev puas tsuaj rau koj lub tsheb thaum muaj xwm txheej.
Kev pab them nqi them rau kev puas tsuaj uas tsis yog xwm txheej rau koj lub tsheb.
Kev them nqi xauj tsev los them tus nqi xauj tsev uas yuav tsum tau muaj.
Minnesota car insurance plan
Txhua lub tuam txhab tuav pov hwm hauv Minnesota tuaj yeem tsis kam them rau cov neeg tsav tsheb uas muaj kev pheej hmoo siab. Txhawm rau kom cov neeg tsav tsheb no tau txais kev pov hwm kev cai lij choj uas lawv xav tau, lawv tuaj yeem tiv tauj cov kws kho mob xaiv tau los ntawm Minnesota Motor Insurance Plan lossis MNAIP. Txawm tias cov tuam txhab uas yav tas los tsis kam them rau qee tus neeg tsav tsheb yuav tsum muab kev pab them nqi raws li Minnesota Automobile Insurance Plan.
pov thawj ntawm kev pov hwm
Txhua tus neeg tsav tsheb uas khiav tsheb hauv Minnesota yuav tsum nqa daim ntawv pov thawj nrog lawv txhua lub sijhawm. Koj yuav tsum tau ua pov thawj ntawm kev pov hwm rau ib tug tub ceev xwm thaum thov. Koj tseem yuav xav tau kev pov hwm txhawm rau sau npe koj lub tsheb.
Cov ntaub ntawv pov thawj ntawm kev pov hwm pom zoo suav nrog:
Insurance card los ntawm lub tuam txhab kev pov hwm tso cai
Luam ntawm koj txoj cai tuav pov hwm
Tsab ntawv los ntawm koj lub tuam txhab tuav pov hwm
Txhawm rau sau npe tsheb lossis txuas ntxiv koj daim ntawv sau npe, koj daim ntawv pov thawj yuav tsum muaj cov ntaub ntawv hauv qab no:
Insurance lub npe
Tus lej tuav pov hwm
Txoj cai validity lub sij hawm
Kev nplua rau kev ua txhaum cai
Yog tias koj tsis muaj ntawv pov hwm tsim nyog hauv Minnesota, koj yuav raug rau ib qho kev nplua hauv qab no:
Nqe lus hais txog kev coj tsis zoo
Muaj peev xwm raug kaw
Kev ncua ntawm daim ntawv tsav tsheb
Kev ncua ntawm kev sau npe tsheb
$30 nplua rau daim ntawv tso cai rov qab
Yog xav paub ntxiv, hu rau Minnesota Department of Public Safety's Division of Driver and Vehicle Services los ntawm lawv lub vev xaib.
