Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv Louisiana

Lub Tsev Haujlwm Saib Xyuas Kev Pov Hwm Louisiana xav kom txhua tus neeg tsav tsheb hauv Louisiana kom muaj kev tuav pov hwm tsheb lossis "kev lav phib xaub nyiaj txiag" txhawm rau ua haujlwm kom raug cai tsheb thiab khaws daim ntawv sau npe tsheb.

Qhov tsawg kawg nkaus kev lav phib xaub rau cov neeg tsav tsheb hauv Louisiana yog raws li hauv qab no:

• Yam tsawg kawg $15,000 rau ib tus neeg rau tus kheej raug mob lossis tuag. Qhov no txhais tau tias koj yuav tsum muaj tsawg kawg yog $ 30,000 nrog koj kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).

• $25,000 yam tsawg kawg nkaus rau kev puas tsuaj rau vaj tse

Qhov no txhais tau tias tag nrho qhov tsawg kawg nkaus nyiaj txiag lav koj yuav xav tau yog $55,000 rau kev raug mob ntawm lub cev thiab kev puas tsuaj ntawm cov khoom.

"Tsis muaj kev ua si, tsis them nyiaj"

Louisiana txoj cai "Tsis Ua Si, Tsis Them" txhais tau hais tias cov neeg tsav tsheb muaj peev xwm raug foob rau kev puas tsuaj thiab kev raug mob ntawm tus kheej, txawm tias leej twg ua txhaum. Yog tias koj tau tsav tsheb hauv kev sib tsoo, koj tsis tuaj yeem tau txais cov kev txwv hauv qab no:

• Thawj $25,000 rau kev puas tsuaj rau vaj tse thiab

• Thawj $15,000 Tus Kheej Kev Txhaum Cai thov

Cov kev txwv no tsis siv rau cov neeg caij tsheb yog tias lub tsheb tsis yog los ntawm tus neeg caij tsheb.

Louisiana Auto Insurance Plan

Louisiana muaj tsoomfwv txoj haujlwm hu ua Louisiana Auto Insurance Plan (LAIP) uas muab cov neeg tsav tsheb muaj kev pheej hmoo siab rau lub sijhawm kom tau txais kev pov hwm tsheb uas lawv xav tau los ntawm cov tuam txhab pov hwm tau tso cai.

pov thawj ntawm kev pov hwm

Koj yuav tsum muaj peev xwm muab pov thawj ntawm kev tuav pov hwm thaum koj sau npe koj lub tsheb, thiab thaum thov los ntawm tub ceev xwm ntawm qhov chaw nres tsheb lossis qhov chaw muaj xwm txheej. Cov ntaub ntawv pov thawj ntawm kev pov hwm pom zoo suav nrog:

• Ib daim qauv ntawm koj daim ntawv tuav pov hwm txoj cai los yog ib daim qauv ntawm daim npav pov hwm uas muab los ntawm ib tus kws kho mob uas tau tso cai.

• Luam ntawm nplooj ntawv tshaj tawm los ntawm koj daim ntawv cog lus pov hwm

• Ib tsab ntawv sau los ntawm koj lub tuam txhab pov hwm lossis tus neeg sawv cev uas suav nrog tus lej cim tsheb thiab cov lus piav qhia ntawm lub tsheb.

Kev nplua rau kev ua txhaum cai

Yog tias tus neeg tsav tsheb raug ntes tsav tsheb hauv Louisiana yam tsis muaj kev pov hwm yam tsawg kawg nkaus, ob qho kev nplua tuaj yeem raug soj ntsuam:

• Daim ntawv tso cai tsheb yuav raug muab tso tseg thiab daim ntawv pov thawj ib ntus yuav raug muab tawm, tso cai rau tus neeg tsav tsheb tuaj yeem nthuav qhia kev pov hwm rau Lub Tuam Txhab Tsav Tsheb hauv peb hnub.

• Lub tsheb yuav raug kaw.

Rov kho dua daim ntawv tsav tsheb

Yog tias koj daim ntawv pov hwm tsheb raug tshem tawm lossis koj lub tsheb tau raug kaw vim muaj kev pov hwm txoj cai lij choj, koj yuav tsum ua cov kauj ruam hauv qab no txhawm rau tsav tsheb raug cai hauv Louisiana:

• Yuav daim ntawv pov hwm yam tsawg kawg nkaus tshiab

• Nqa daim ntawv pov thawj tshiab mus rau OMV chaw ua haujlwm.

• Them tus nqi rov qab mus txog $ 100 rau thawj qhov ua txhaum cai; mus txog $250 rau kev ua txhaum thib ob; thiab mus txog $700 rau kev ua txhaum cai ntxiv

• Them cov nqi ntxiv raws li cov hnub koj tsav tsheb yam tsis muaj kev pov hwm.

• Xa daim ntawv pov thawj SR-22 ntawm Lub Luag Haujlwm Nyiaj Txiag, uas ua kom koj muaj kev pov hwm yam tsawg kawg nkaus. Yog tias yav dhau los SR-22 tau tas sijhawm, koj yuav tsum them tus nqi rov qab $ 60.

Yog xav paub ntxiv, hu rau Louisiana Motor Vehicle Authority los ntawm lawv lub vev xaib.