Insurance yuav tsum tau rau npe tsheb hauv Indiana
Yuav kom tsav tsheb tau raug cai hauv Indiana, koj yuav tsum rov sau npe tsheb nrog Lub Chaw Haujlwm Saib Xyuas Kev Tsav Tsheb txhua xyoo. Txhawm rau ua qhov no, koj yuav tsum muab pov thawj tias koj muaj daim ntawv pov hwm kev lav phib xaub uas xav tau.
Qhov tsawg kawg nkaus kev lav phib xaub uas yuav tsum tau muaj rau cov tswv tsheb raws li txoj cai Indiana yog raws li hauv qab no:
$10,000 hauv kev lav phib xaub rau kev puas tsuaj, uas suav nrog kev puas tsuaj rau koj lub tsheb ua rau lwm tus neeg cov khoom (xws li cov tsev lossis cov paib txoj kev).
$ 25,000 rau kev pov hwm tus kheej raug mob rau ib tus neeg; qhov no txhais tau hais tias tag nrho cov nyiaj tsawg kawg nkaus uas tus neeg tsav tsheb yuav tsum muaj rau kev pov hwm kev raug mob ntawm lub cev yog $ US 50,000 XNUMX kom them rau cov neeg tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
Qhov no txhais tau tias tag nrho cov ntawv pov hwm kev lav phib xaub yog $ 60,000 rau cov neeg tsav tsheb hauv Indiana.
Indiana txoj cai tseem xav kom muaj kev tuav pov hwm rau cov neeg tsav tsheb tsis muaj ntawv pov hwm thiab tsis muaj ntawv pov hwm, uas them cov nqi thaum muaj xwm txheej cuam tshuam nrog tus neeg tsav tsheb uas tsis muaj qhov tsim nyog tau txais kev pab raws li txoj cai. Qhov tsawg kawg nkaus tus nqi rau txhua hom yog raws li nram no:
Kev tuav pov hwm tus neeg tsav tsheb tsis muaj kev pov hwm yuav tsum sib npaug rau qhov tsawg kawg nkaus uas yuav tsum tau muaj rau kev tuav pov hwm kev lav phib xaub hauv Indiana ($ 60,000).
Insured motorist insurance yuav tsum yog $50,000.
Lwm hom kev tuav pov hwm
Txawm hais tias hom kev tuav pov hwm kev lav phib xaub no tsuas yog hom yuav tsum tau ua, Indiana lees paub lwm hom kev tuav pov hwm rau kev pov hwm ntxiv. Qhov no suav nrog:
Kev pab them nqi kho mob uas them rau cov nqi kho mob lossis kev pam tuag uas tshwm sim los ntawm kev sib tsoo tsheb.
Kev tuav pov hwm zoo uas them rau kev puas tsuaj rau koj lub tsheb uas tsis yog qhov tshwm sim ntawm kev sib tsoo (piv txwv li, kev puas tsuaj los ntawm huab cua).
Kev tuav pov hwm kev sib tsoo, uas them tus nqi ntawm kev puas tsuaj rau koj lub tsheb uas yog qhov tshwm sim ncaj qha ntawm kev sib tsoo tsheb.
Cov nyiaj qiv rov qab uas them rau kev siv lub tsheb xauj thaum koj lub tsheb raug kho tom qab muaj xwm txheej.
Gap kev pab them nqi, uas them rau cov nqi xauj tsev lossis cov nyiaj qiv tsheb yog tias tag nrho cov nqi ntawm lub tsheb tsawg dua li qhov tseem tshuav.
Kev Pabcuam Cov Khoom Siv thiab Cov Khoom Siv, uas suav nrog tus nqi ntawm kev hloov kho qhov tsis zoo ntawm lub tsheb puas thaum muaj xwm txheej.
Certificate of Conformity
Hauv Indiana, cov tuam txhab tuav pov hwm yuav tsum tau tshaj tawm rau lub xeev BMV yog tias tus neeg tsav tsheb tau muab daim pib lossis muaj xwm txheej. Daim ntawv pov thawj no yog siv los ua pov thawj ntawm kev tuav pov hwm los qhia rau tsoomfwv tias tus neeg tsav tsheb tau ntsib qhov kev pov hwm yam tsawg kawg nkaus. Yog tias daim ntawv pov thawj no tsis tau ua tiav hauv 40 hnub txij li hnub, BMV yuav xa daim ntawv thov thiab koj tuaj yeem raug ncua koj daim ntawv tsav tsheb.
Kev nplua rau kev ua txhaum cai
Tsav tsheb yam tsis muaj kev pov hwm hauv Indiana tuaj yeem ua rau poob koj daim ntawv tsav tsheb mus txog ib xyoos.
Yog tias koj raug pom tias ua txhaum ntawm kev tsav tsheb tsis zoo, xws li kev tsav tsheb qaug cawv, koj kuj tseem yuav tsum tau muab SR-22 Cov Ntaub Ntawv Txog Nyiaj Txiag uas tau lees tias koj muaj daim ntawv pov hwm kev lav phib xaub uas xav tau los ntawm lub tuam txhab pov hwm muaj cai.
Yog xav paub ntxiv, hu rau Indiana Bureau of Motor Vehicles ntawm lawv lub vev xaib.
