Kev tuav pov hwm cov cai rau kev sau npe tsheb hauv Illinois
Yuav kom tsav tsheb raug cai hauv Illinois, koj yuav tsum muaj ntau hom kev pov hwm kev lav phib xaub.
Qhov tsawg kawg nkaus kev lav phib xaub uas xav tau rau Illinois cov tswv tsheb yog raws li hauv qab no:
$20,000 hauv kev lav phib xaub rau kev puas tsuaj, uas suav nrog kev puas tsuaj rau koj lub tsheb ua rau lwm tus neeg cov khoom (xws li cov tsev lossis cov paib txoj kev).
$ 25,000 rau kev pov hwm tus kheej raug mob rau ib tus neeg; qhov no txhais tau hais tias tag nrho cov nyiaj tsawg kawg nkaus uas tus neeg tsav tsheb yuav tsum muaj rau kev tuav pov hwm kev raug mob ntawm lub cev yog $ US 50,000 XNUMX, txhawm rau them tus lej tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
$25,000 rau tus neeg tsav tsheb tsis muaj ntawv pov hwm lossis tsis muaj ntawv pov hwm rau ib tus neeg pov hwm uas them cov nqi thaum muaj xwm txheej nrog tus neeg tsav tsheb uas tsis muaj nyiaj pov hwm raws li txoj cai. Qhov no txhais tau hais tias koj qhov kev tuav pov hwm tus neeg tsav tsheb yam tsawg kawg nkaus yuav tsum yog $ US 50,000 XNUMX kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).
Qhov no txhais tau hais tias txhua tus neeg tsav tsheb yuav tsum lav lawv lub luag haujlwm rau tag nrho $ 120,000 rau txhua lub tsheb uas lawv muaj hauv Illinois.
Lwm hom kev tuav pov hwm
Txawm hais tias peb hom kev tuav pov hwm kev lav phib xaub yog tib yam yuav tsum tau ua, Illinois lees paub lwm hom kev tuav pov hwm rau kev pov hwm ntxiv. Qhov no suav nrog:
Kev pab them nqi kho mob uas them rau cov nqi kho mob lossis kev pam tuag uas tshwm sim los ntawm kev sib tsoo tsheb.
Kev tuav pov hwm zoo uas them rau kev puas tsuaj rau koj lub tsheb uas tsis yog qhov tshwm sim ntawm kev sib tsoo (piv txwv li, kev puas tsuaj los ntawm huab cua).
Kev tuav pov hwm kev sib tsoo, uas them tus nqi ntawm kev puas tsuaj rau koj lub tsheb uas yog qhov tshwm sim ncaj qha ntawm tsheb sib tsoo.
Insurance Questionnaire
Txhawm rau kom ntseeg tau tias txhua tus tswv tsheb hauv Illinois tswj hwm lawv qhov kev tuav pov hwm kev lav phib xaub, lub xeev xa cov ntawv nug hauv computer rau cov tswv tsheb. Thaum koj tau txais daim ntawv nug, koj yuav tsum teb raws li hauv qab no:
Lub npe ntawm koj lub tuam txhab tuav pov hwm
Koj tus lej pov hwm txoj cai
Yog tias koj tsis teb lossis koj cov ntaub ntawv tsis raug txheeb xyuas los ntawm tus kws kho mob pov hwm, koj daim ntawv sau npe tsheb yuav raug ncua.
Kev nplua rau kev ua txhaum cai
Tsav tsheb tsis muaj kev pov hwm tsim nyog hauv Illinois lossis tsis muab pov thawj ntawm kev tuav pov hwm hauv daim ntawv pov hwm daim npav uas siv tau thaum thov los ntawm tus tub ceev xwm tuaj yeem ua rau raug nplua thiab raug kaw hauv tsev loj cuj, suav nrog:
Kev ncua ntawm koj daim ntawv teev npe tsheb
Qhov tsawg kawg nkaus raug nplua $500
Qhov nyiaj nplua tsawg kawg yog $1,000 rau kev tsav tsheb uas nws qhov kev tso npe raug ncua vim yog kev ua txhaum cai pov hwm.
Yuav kom rov qab tau koj daim ntawv sau npe tsheb hauv Illinois, koj yuav tsum muab txoj cai pov hwm pov hwm raug cai thiab tam sim no thiab them tus nqi kho dua $ 100. Yog tias qhov no tsis yog koj thawj zaug ua txhaum cai pov hwm, koj tuaj yeem raug ncua kev tso npe tsheb tsawg kawg plaub lub hlis.
Yog tias koj raug pom tias ua txhaum ntawm kev tsav tsheb tsis zoo, xws li kev tsav tsheb qaug cawv, koj kuj tseem yuav tsum tau muab SR-22 Cov Ntaub Ntawv Txog Nyiaj Txiag uas tau lees tias koj muaj daim ntawv pov hwm kev lav phib xaub uas xav tau los ntawm lub tuam txhab pov hwm muaj cai.
Yog xav paub ntxiv, hu rau Illinois Tus Tuav Ntaub Ntawv ntawm Lub Xeev Lub Chaw Haujlwm ntawm Tus Tuav Ntaub Ntawv ntawm Xeev Tsav Tsheb ntawm lawv lub vev xaib.
