Kev pov hwm yuav tsum tau rau npe tsheb hauv Georgia

Hauv lub xeev Georgia, cov neeg tsav tsheb yuav tsum muaj kev tuav pov hwm kev lav phib xaub lossis "kev lav phib xaub nyiaj txiag" txhawm rau ua kom lub tsheb raug cai.

Qhov tsawg kawg nkaus kev lav phib xaub uas xav tau rau cov tswv tsheb raws li txoj cai no yog raws li hauv qab no:

• $25,000 lub cev raug mob rau ib tug neeg. Qhov no txhais tau hais tias txhua txoj cai pov hwm yuav tsum suav nrog tsawg kawg yog $ 50,000 kom them tsawg tshaj plaws ntawm cov neeg koom nrog kev sib tsoo (ob tus neeg tsav tsheb).

• $25,000 rau khoom puas tsuaj

Qhov no txhais tau hais tias txhua tus neeg tsav tsheb yuav tsum tau lav lawv lub luag haujlwm rau tag nrho $ 75,000 rau txhua lub tsheb uas lawv muaj hauv Georgia.

Hom kev pov hwm

Thaum cov no tsuas yog hom kev tuav pov hwm uas xav tau los ntawm Lub Xeev Georgia, lwm hom kev pov hwm raug lees paub rau kev pov hwm ntxiv. Qhov no suav nrog:

• Kev tuav pov hwm kev sib tsoo, uas npog kev puas tsuaj rau koj lub tsheb thaum muaj xwm txheej.

• Kev tuav pov hwm zoo uas them rau kev puas tsuaj rau koj lub tsheb uas tsis yog qhov tshwm sim ntawm kev sib tsoo (piv txwv li, kev puas tsuaj los ntawm huab cua).

• Kev tuav pov hwm kev noj qab haus huv thiab kev pam tuag, uas them cov nqi kho mob lossis cov nqi pam tuag uas tshwm sim los ntawm kev sib tsoo tsheb.

• Kev tuav pov hwm tus neeg tsav tsheb tsis muaj pov hwm, uas them cov nqi thaum muaj xwm txheej cuam tshuam nrog tus neeg tsav tsheb tsis muaj pov hwm.

pov thawj ntawm kev pov hwm

Georgia yog ib qho ntawm ob peb lub xeev uas tsis lees txais daim npav pov hwm los ntawm koj lub tuam txhab pov hwm ua pov thawj ntawm kev tuav pov hwm. Hloov chaw, pov thawj ntawm kev pov hwm tuaj yeem tau txais los ntawm Georgia Electronic Insurance Enforcement System. Koj lub tuam txhab tuav pov hwm qhia koj cov xwm txheej rau cov ntaub ntawv no.

Cov ntaub ntawv pov thawj lees paub los sau npe koj lub tsheb, yog tias kev pov hwm tsis tau tshaj tawm rau GEICS, suav nrog:

• Ib daim nqi muag khoom nyob rau hauv 30 hnub ntawm kev yuav daim ntawv pov hwm txoj cai, uas suav nrog nplooj ntawv tshaj tawm kev tuav pov hwm siv tau.

• Daim ntawv pov thawj tus kheej siv tau los ntawm Georgia Fire Authority.

Kev nplua rau kev ua txhaum cai

Yog tias tus neeg tsav tsheb raug pom tias ua txhaum ntawm tsis muaj kev pov hwm tsim nyog hauv lub xeev Georgia, ob peb kauj ruam yuav raug ua thiab cov kev nplua sib txawv yuav siv rau txhua kauj ruam:

• Thawj kauj ruam yog ncua kev sau npe tsheb mus txog thaum muaj kev pov hwm zoo rov qab los.

• Txhawm rau rov sau npe, ob tus nqi yuav tsum tau them thaum nthuav tawm daim ntawv pov thawj tshiab ntawm kev pov hwm: tus nqi $ 25 de-registration thiab tus nqi rov qab $ 60.

• Qhov thib ob ua txhaum cai nyob rau hauv ib lub sij hawm tsib xyoos yuav ua rau lub sij hawm ncua kev sau npe ntev dua.

• Rau kev ua txhaum cai tom ntej hauv ib lub sijhawm tsib xyoos, kev tso npe ntawm lub tsheb yuav raug ncua rau tsawg kawg rau lub hlis. Tus nqi rov qab ntawm qib no nce mus txog $ 160.

Tshem tawm ntawm kev tuav pov hwm

Yog tias koj xav rho tawm koj daim ntawv pov hwm kev lav phib xaub, koj yuav tsum xub thim koj daim ntawv sau npe tsheb ntawm tus neeg lis haujlwm se hauv lub nroog koj nyob. Yog tias koj thim koj qhov kev pab them nqi ua ntej deregistration, koj yuav raug them nqi rov qab thiab cov nqi tas sij hawm.

Yog xav paub ntxiv, hu rau Georgia Department of Revenue ntawm lawv lub vev xaib.