Kev tuav pov hwm tus neeg tsav tsheb hluas: txhua yam koj xav paub

Txhua tus neeg tsav tsheb yuav tsum raug cai tuav tsawg kawg ib daim ntawv pov hwm kev lav phib xaub, muaj peev xwm ntxiv los ntawm kev lees paub ntxiv. Tab sis cov tuam txhab tuav pov hwm ntseeg tias cov tub ntxhais hluas tsav tsheb muaj kev pheej hmoo ntau dua, ua rau qee zaum tus nqi siab dua. Nov yog txhua yam koj yuav tsum paub txog kev pov hwm rau cov tub ntxhais hluas tsav tsheb!

🚘 Kev tuav pov hwm rau ib tug hluas tsav tsheb yog dab tsi?

qhia tus tsav tsheb hluas tsis muaj kev txhais lus tiag tiag hauv txoj kev cai. Peb feem ntau xav txog peb tus kheej cov tub ntxhais hluas tsav tsheb thaum peb nyob hauv daim ntawv tso cai ib ntus, uas yog, 3 lossis 2 xyoos tom qab tsav tsheb nrog kev thauj mus los.

Cov tuam txhab tuav pov hwm siv lub sijhawm no los thov ceeb hluas tsav tsheb. Tab sis cov neeg tuav pov hwm kuj tuaj yeem txiav txim siab tus neeg tsav tsheb hluas los ua tus tsav tsheb uas tsis tau muaj ntawv pov hwm ntau dua 3 xyoos lossis cov uas muaj daim ntawv tso cai ntau dua 3 xyoos tab sis tseem tsis tau muaj ntawv pov hwm, nrog rau cov neeg tsav tsheb uas cov ntawv tsav tsheb tau raug tshem tawm.

Tus nqi ntxiv ntawm kev tuav pov hwm tsheb rau tus tsav tsheb hluas tau piav qhia pheej hmoo poob saum toj no. Tshwj xeeb, cov neeg tuav pov hwm ntseeg tias tus neeg tsav tsheb hluas yuav muaj kev sib tsoo ntau dua li cov neeg tsav tsheb uas muaj kev paub ntau dua.

Tsis yog txhua qhov kev tuav pov hwm siv tus nqi ntxiv no rau tus tsav tsheb hluas, tab sis qee qhov tsis ua.

Qhov no ntxiv rau cov tub ntxhais hluas tsav tsheb yog ntxiv rau cov nyiaj pov hwm tsis tu ncua, uas nyob ntawm, tshwj xeeb, ntawm lub tsheb. Tus nqi ntawm cov nyiaj tau txais hloov pauv txhua xyoo, tshwj tsis yog koj koom nrog kev sib tsoo uas koj yuav tsum lav. Nws txhim kho raws li hauv qab no:

• Thawj xyoo: ua ntej 100% nce;
• Xyoo ob (tsis muaj daim ntawv thov uas koj muaj lub luag haujlwm): ua ntej 50% nce;
• Xyoo peb (tsis muaj daim ntawv thov uas koj muaj lub luag haujlwm): ua ntej 25% nce.

Cov tub ntxhais hluas tsav tsheb uas tau ntsib kev tsav tsheb thauj neeg pom qhov nce hauv ib nrab, yog li ntawd 50% Thawj xyoo 25% thib ob thiab 12,5% thib peb. Cov tub ntxhais hluas tsav tsheb kuj raug rau qhov nyiaj tau los / nplua uas tau ntxiv rau qhov nyiaj ntxiv no.

Ib tug hluas tsav tsheb raug cai yuav tsum tau nqa tawm yam tsawg kawg ib tug Civil liability insurance, kuj hu kev lav ris... Qhov no suav nrog kev puas tsuaj ntawm cov khoom ntiag tug thiab kev raug mob ntawm tus kheej uas yuav tshwm sim rau lwm tus neeg sab nrauv thaum muaj xwm txheej.

Lwm yam guarantees ntawm yuav... Cov no yog, piv txwv li, lav rau cov iav tawg, lav tiv thaiv hluav taws thiab tub sab nyiag, lossis txawm tias kev pov hwm tawm tsam txhua qhov kev pheej hmoo. Tshwj xeeb, lawv nyob ntawm koj lub tsheb: yog li, cov tub ntxhais hluas tsav tsheb feem ntau muaj lawv thawj lub tsheb siv, tus nqi uas tsis tas yuav muaj kev pov hwm tag nrho. Tab sis nyob rau hauv rooj plaub ntawm lub tsheb tshiab, nws yog qhov zoo dua los muab kev nyiam rau nws yam tsis muaj hesitation.

Cov tub ntxhais hluas tsav tsheb lossis tsis yog, qhov kev xaiv ntawm koj daim ntawv pov hwm feem ntau nyob ntawm koj lub tsheb thiab koj xav tiv thaiv li cas. Thov nco ntsoov tias tus nqi ntawm kev tuav pov hwm kuj txawv nyob ntawm lub tsheb: piv txwv li, lub tsheb muaj zog dua tus nqi ntau dua. Yog li xav tias dawb ua simulations thiab quotes!

💰 Kev tuav pov hwm rau ib tug hluas tsav tsheb nqi npaum li cas?

Tus nqi ntawm kev tuav pov hwm tsheb yog nyob ntawm qhov profile ntawm tus tsav tsheb thiab lub tsheb nws tus kheej: nws cov qauv, lub cav, lub zog thiab txawm tias lub xyoo ntawm kev ua haujlwm. Tsis tas li ntawd, tus nqi no kuj txawv, ntawm chav kawm, nyob ntawm qhov kev lees paub coj.

Raws li ib tug hluas tsav tsheb, koj yuav tsum tau ntxiv ib qho ntxiv rau cov nyiaj them poob haujlwm, uas tuaj yeem nce mus mus rau 100% Thawj xyoo. Txawm li cas los xij, qhov no yog ib nrab ntau yog tias koj tau nrog. Qhov nruab nrab, tus nqi ntawm kev tuav pov hwm rau ib tug hluas tsav tsheb yog hais txog 1200 €.

Tus hluas tsav tsheb tus nqi tuav pov hwm feem ntau suav nrog. nruab nrab ntawm 1000 thiab 1500 € los ntawm lub tsheb thiab sib npaug guarantees. Tus nqi sib txawv ntawm cov neeg tuav pov hwm, yog li nws tsim nyog siv auto insurance comparator los yog nug kom muaj ib qho kev tsocai ua ntej sau npe them rau cov ntawv pov hwm tus hluas uas pheej yig dua.

⏱️ Kev pov hwm rau cov tub ntxhais hluas tsav tsheb: ntev npaum li cas?

Insurers suav hais tias koj yog tus tsav tsheb hluas 3 xyoo tom qab tau txais daim ntawv tsav tsheb, uas sib haum rau lub sijhawm ntawm koj kev soj ntsuam... Yog tias koj tau tso koj daim ntawv tso cai tom qab tsav tsheb nrog kev thauj mus los, lub sijhawm no yuav raug txo kom tsawg 2 xyoo thiab tus nqi yuav tsawg dua.

Cov tub ntxhais hluas tsav tsheb kuj suav nrog:

• Cov neeg tsav tsheb uas muaj daim ntawv tso cai tsav tsheb ntau dua 3 xyoos, tab sis tsis muaj kev pov hwm;
• Cov neeg tsav tsheb uas tsis tau txais kev pov hwm rau ntau tshaj 3 xyoos;
• Cov neeg tsav tsheb uas tau muaj lawv daim ntawv tsav tsheb raug tshem tawm.

Tam sim no koj paub txhua yam txog kev pov hwm rau cov tub ntxhais hluas tsav tsheb! Nws yog kim dua li kev tuav pov hwm tsheb ib txwm muaj vim tias cov ntawv pov hwm muaj txiaj ntsig rau koj ntau dua li qhov koj pheej hmoo. Yog li ntawd, tsis pub dhau 3 xyoos, koj yuav tau them tus nqi them ntxiv, uas tuaj yeem ua ob npaug ntawm koj cov ntawv pov hwm. Tsav tsheb nrog tus neeg saib xyuas feem ntau ua rau koj muaj kev pov hwm tus neeg tsav tsheb zoo dua.