Yuav xaiv qhov kev tuav pov hwm tsheb li cas?

Kev tuav pov hwm tsheb yog qhov yuav tsum tau ua, nws tso cai rau koj mus ncig hauv lub tsheb ntawm txoj kev pej xeem thiab npog cov khoom ntiag tug thiab kev raug mob ntawm tus kheej uas koj lub tsheb yuav ua rau koj lossis lwm tus neeg sab nrauv. Hauv tsab xov xwm no, peb yuav qhia koj txog kev xaiv ntawm koj li Kev tuav pov hwm tsheb.

🔎 Yuav xaiv qhov kev pov hwm twg?

Tsis yog txhua daim ntawv cog lus pov hwm muaj kev pov hwm tib yam. Tseem ceeb ua tib zoo xaiv nws qhov kev tuav pov hwm nws pib los tiv thaiv koj hauv txhua qhov xwm txheej.

Tam sim no muaj peb hom kev tuav pov hwm tsheb daim ntawv cog lus muaj:

• Civil liability insurance : Qhov no yog theem kev tiv thaiv yam tsawg kawg nkaus xav tau nyob rau Fabkis. Nws them nyiaj rau qhov kev puas tsuaj los ntawm koj lub tsheb mus rau lwm tus neeg sab nrauv. Txawm li cas los xij, tus neeg tsav tsheb ntawm lub tsheb koom nrog kev sib tsoo thiab nws lub tsheb tsis tau txais kev pov hwm rau kev puas tsuaj.
• Extended Third Party Insurance : Nws suav nrog kev pov hwm tus neeg thib peb uas tau ntxiv cov nqe lus ntxiv. Lawv raug txiav txim siab thaum kos npe rau daim ntawv cog lus nrog tus neeg tuav pov hwm. Kev tiv thaiv qee qhov kev pheej hmoo yog dav dua, xws li iav tawg, tub sab nyiag, hluav taws kub, lossis txawm tias muaj kev puas tsuaj ntuj tsim.
• Comprehensive insurance : Qhov no yog nyob deb ntawm qhov ua tiav nws muaj kev pab them nqi zoo tshaj plaws tus neeg tsav tsheb txawm tias muaj kev sib tsoo lub luag haujlwm. Lwm qhov txiaj ntsig yog nws tso cai rau koj xaiv txoj kev them nyiaj uas koj xav tau thaum lub tsheb tawg: nyiaj them nyiaj lossis hloov tsheb.

. Tariffs koj daim ntawv cog lus yuav txawv nyob ntawm seb hom kev pab them nqi xaiv, tus qauv ntawm koj lub tsheb, nrog rau nws thaj chaw tsheb thiab tshwj xeeb tshaj yog koj tus neeg tsav tsheb profile.

Koj cov ntaub ntawv profile taug qab koj tsav tsheb keeb kwm rau 5 xyoo dhau los nyob rau hauv cov nqe lus ntawm kev lav ris. Nws yog hu ua lawm Malus.

Nws yog tus coefficient, rov xam dua txhua xyoo, uas muab khoom plig lossis rau txim rau tus neeg tsav tsheb raws li nws qhov profile thiab nws tsav tsheb (cov tub ntxhais hluas tsav tsheb, rov hais dua, thiab lwm yam). Nws teev tus nqi ntawm cov nyiaj tuav pov hwm tsheb them los ntawm cov ntawv pov hwm.

Koj yuav tsum tau pov hwm mus nrog koj lub tsheb. Qhov tseeb, tsav tsheb yam tsis muaj kev pov hwm yog DELit raug nplua ntawm 3 750 €, immobilization lossis txawm txeeb ntawm koj lub tsheb thiab ncua koj daim ntawv tsav tsheb mus txog rau 3 xyoo.

🚘 Vim li cas thiaj siv lub tsheb sib piv kev pov hwm tsheb?

Cov tuam txhab tuav pov hwm ib txwm muab ntau dua lossis tsawg dua cov qauv zoo raws li koj xav tau. Mus dhau auto insurance comparator nws yog qhov kev daws teeb meem zoo tshaj plaws rau kev sib piv cov nqi thiab kev pab them nqi uas koj tuaj yeem sau npe rau.

Tsuas yog ob peb feeb koj tuaj yeem khiav kev ua qauv yoog rau koj qhov profile thiab nrhiav cov nqi ntau dua 50 tus neeg tuav pov hwm.

Ua ntej tshaj plaws, nws yog qhov tsim nyogtxhais koj tus neeg tsav tsheb profile thiab koj qhov kev tiv thaiv xav tau kev cuam tshuam rau koj lub tsheb: qhov chaw, nroog lossis cheeb tsam nyob deb nroog, tsav tsheb ntau zaus, cov nyiaj tshwj xeeb dhau los, koj lub hnub nyoog, thiab lwm yam.

Cov kev xav tau no yuav tsum haum koj cov peev nyiaj, yog li peb qhia koj ua auto insurance quote thov leej twg tuaj yeem sau nws:

1. Xaiv cov qauv kev tuav pov hwm (tus neeg thib peb, tus neeg thib peb tau txais txiaj ntsig los yog tag nrho cov kev pheej hmoo).
2. Auto insurance tus nqi them txhua xyoo.
3. Tus nqi franchise.
4. Tus nqi ntawm kev xaiv ntxiv uas koj tau xaiv.
5. Cov nqe lus them nyiaj.

Siv tus sib piv online kuj muab rau koj txuag lub sij hawm vim tias koj tuaj yeem yuav kev tuav pov hwm tsheb hauv online tam sim ntawd, nws hu ua 100% internet subscription.

📝 Yuav ua li cas rho tawm kev tuav pov hwm tsheb?

Yog tias koj kos npe rau cov txheej txheem kev pov hwm tsheb sib piv, nws muaj feem ntau tias koj yuav pom qhov zoo dua qhov koj muaj tam sim no. Ua ntej hloov daim ntawv cog lus, koj yuav tsum kev thov kev txiav txim ntawm nws qhov kev tuav pov hwm tsheb.

Rau qhov no muaj 4 yam kev txiav txim ncua koj daim ntawv cog lus:

• Lub Plaub Hlis 1st thiab kev koom tes, koj tuaj yeem tso tseg tau txhua lub sijhawm ua tsaug rau Hamon txoj cai.
• Yog tias koj tus neeg tuav pov hwm tam sim no tsis yog tsis muaj kev hais txog qhov muaj peev xwm raug txiav tawm hauv lub sijhawm ceeb toom (Chatel txoj cai).
• Nyob rau hauv ib qho xwm txheej twg ceeb toom ntawm koj daim ntawv cog lus tas sij hawm yog xa hauv tsawg dua 15 hnub ua ntej qhov rov pib dua tom kawg.
• Lub sijhawm xwm txheej hloov : muag koj lub tsheb, nyiag...

Yuav kom txiav tawm mus rau hauv tus account, koj yuav tsum xa sau npe nrog tsab ntawv lees paub tias tau txais rau koj tus neeg tuav pov hwm tsawg kawg yog 2 lub hlis ua ntej hnub kawg tsheb daim ntawv cog lus. Kev txiav tawm yuav siv sij hawm thaum lub sij hawm tas sij hawm ntawm daim ntawv cog lus raws li Insurance Code (Article L113-12).

Xaiv kev tuav pov hwm tsheb yog ib kauj ruam tseem ceeb, nws tso cai rau koj kom muaj kev pov hwm zoo thiab ntawm tus nqi zoo tshaj. Dhau qhov kev pov hwm kev sib piv tso cai rau koj los muab koj cov kev xaiv thiab txiav txim siab zoo nrog txhua cov ntaub ntawv ntawm koj lub ntsis ntiv tes.