yuav ua li cas thiab cov tuam txhab pov hwm puas muag?
Txij thaum Lub Xya Hli 2015, 2015, tsab cai lij choj tau pib ua haujlwm, raws li cov neeg tsav tsheb muaj cai tshaj tawm OSAGO hluav taws xob. Nws yog dab tsi? Txog rau lub caij ntuj sov xyoo XNUMX, cov neeg tsav tsheb muaj ob txoj hauv kev kom tau txais kev tuav pov hwm yuam:
- ncaj qha ntawm lub chaw ua haujlwm ntawm lub tuam txhab pov hwm;
- ua daim ntawv thov hauv Is Taws Nem, thiab tau txais txoj cai ua tiav ntawm lub chaw haujlwm ze tshaj plaws ntawm UK, lossis tus xa xov yuav xa tuaj rau koj lub tsev.
Tsis txhob cuam tshuam qhov kev xaiv kawg - ua ntawv thov hauv Is Taws Nem - nrog hluav taws xob OSAGO, txij li koj tuaj yeem luam tawm e-OSAGO txoj cai koj tus kheej lossis txawm khaws cia rau hauv nruab nrab hluav taws xob, piv txwv li, hauv koj lub smartphone. Yog tias koj luam tawm txoj cai ntawm koj tus kheej, tsuas yog qhov txawv ntawm qhov kev pov hwm tau txais ntawm lub chaw ua haujlwm yuav nyob hauv lub npe - daim ntawv yuav muaj cov ntawv sau: "Electronic Insurance Policy".
Nws yog ib qho tsim nyog sau cia tias qhov no yog lub caij nyoog zoo rau cov neeg dag ntxias kom muaj kev pov hwm cuav, tab sis nws yuav tsis yooj yim rau tus neeg saib xyuas tsheb khiav los xyuas cov naj npawb ntawm e-OSAGO hauv lawv cov ntaub ntawv pov hwm tsheb. Ua li no, nws tsuas yog yuav tsum nrhiav VIN code ntawm koj lub tsheb. Cov lus qhia rau kev tshuaj xyuas e-OSAGO muaj nyob rau hauv tsab ntawv tshaj tawm ntawm Lub Tsev Haujlwm Saib Xyuas Kev Nyab Xeeb Kev Nyab Xeeb ntawm 3.07.15. Tsis txhob hnov qab tias muaj kev nplua loj rau forging cov ntaub ntawv thiab rau kev tsav tsheb yam tsis muaj kev tuav pov hwm txoj cai.
Yuav thov li cas rau OSAGO txoj cai?
Cov txheej txheem nws tus kheej yuav tsum tsis txhob ua rau muaj teeb meem tshwj xeeb. Cov txheej txheem sau npe yuav siv sijhawm li ob peb feeb mus rau ib nrab teev:
- mus rau lub vev xaib ntawm lub tuam txhab pov hwm uas txhawb nqa qhov kev pabcuam no;
- nkag mus rau hauv koj tus kheej tus account lossis sau npe yog tias koj tsis tau muab kev pov hwm yav dhau los hauv lub tuam txhab pov hwm no;
- koj yuav pom lub laij lej online rau kev xam tus nqi, nkag mus rau cov ntaub ntawv tsim nyog rau hauv nws: thaj tsam ntawm qhov chaw nyob, lub cav loj ntawm koj lub tsheb, kev tsav tsheb thiab hnub nyoog, cov ntaub ntawv hais txog lwm tus neeg tsav tsheb tso cai tsav koj lub tsheb;
- Tom qab qhov pom ntawm kwv yees tus nqi ntawm txoj cai, sau rau hauv tag nrho cov teb: cov lej sau npe ntawm lub tsheb, series thiab tus lej ntawm phau ntawv hla tebchaws, STS, PTS, tus naj npawb ntawm kev saib xyuas thiab daim npav kuaj mob;
- lub kaw lus tshawb xyuas tag nrho cov ntaub ntawv no nrog RSA database - qhov no tuaj yeem siv sijhawm txog ib nrab teev, txawm hais tias feem ntau nws yuav siv sijhawm tsis ntau tshaj li ob peb feeb;
- Raws li koj qhov nyiaj tau los-malus coefficient, tus nqi kawg rau OSAGO txoj cai pov hwm yog tsim;
- them rau cov kev pab cuam nyob rau hauv ib qho ntawm txoj kev muaj - feem ntau koj tau txais ib daim ntawv txais nyiaj uas tuaj yeem them los ntawm Internet banking system;
- qhia lub e-mail chaw nyob qhov twg cov ntawv nyeem nrog e-OSAGO yuav xa;
- luam tawm txoj cai thiab coj nws nrog koj hauv lub tsheb (txawm tias qhov no tsis yog qhov yuav tsum tau ua ua ntej, nws tseem tuaj yeem khaws cia ua cov ntaub ntawv ntawm txhua lub xov tooj ntawm tes).
Nws muaj peev xwm muab OSAGO rau ib lub sij hawm ntawm peb lub hlis mus rau ib xyoos, e-OSAGO tsuas muaj qhov txawv ntawm txoj cai tawm ntawm lub chaw ua hauj lwm ntawm lub tuam txhab Insurance - lub npe "Electronic Insurance Policy". Nws yuav muaj cov ntsaws ruaj ruaj uas tsim nyog thiab kos npe, tus neeg tsav tsheb kuj yuav tsum tau tso nws daim autograph ntawm daim ntawv. Cov koob thiab tus lej pov hwm tau txais nkag mus rau hauv cov ntaub ntawv dav dav ntawm cov tsheb pov hwm.
Automotive portal vodi.su ceeb toom: tsuas yog cov neeg tsav tsheb uas yav dhau los tau tshem tawm kev pov hwm raws li ib txwm muaj thiab cov ntaub ntawv hais txog lawv lub sijhawm pov hwm, nyiaj npib-malus coefficient, cov lej sau npe twb muaj nyob hauv PCA databases tuaj yeem siv qhov kev pabcuam no.
Yog tias koj nyuam qhuav tau txais daim ntawv tso cai thiab tab tom thov OSAGO thawj zaug, ces koj yuav tau mus rau qhov chaw ua haujlwm ze tshaj plaws ntawm lub tuam txhab pov hwm thiab thov kev pov hwm muaj. Zoo, koj tuaj yeem txuas ntxiv nws ntawm Internet.
Tus nqi ntawm e-OSAGO yuav zoo ib yam li txoj cai zoo tib yam. Tej zaum koj yuav tau them ib qho commission rau cov kev pabcuam ntawm cov tsev txhab nyiaj kom hloov cov nyiaj mus rau tus as-qhauj ntawm lub tuam txhab tuav pov hwm.
Cov ntaub ntawv rau kev sau npe ntawm hluav taws xob OSAGO
Ua ntej koj pib xaj ib qho hluav taws xob ntawm kev tuav pov hwm kev tuav pov hwm, nco ntsoov tias koj muaj tag nrho cov ntaub ntawv tsim nyog nrog koj:
- tus kheej daim ntawv hla tebchaws ntawm tus neeg uas nws lub npe lub tsheb tau sau npe;
- daim ntawv tso cai tsav tsheb ntawm txhua tus neeg uas yuav suav nrog OSAGO txoj cai thiab yuav muaj cai tsav tsheb no raws cai;
- Cov ntaub ntawv sau npe rau tsheb - PTS, STS;
- kev soj ntsuam daim ntawv pov thawj thiab daim ntawv kuaj mob siv tau.
Nws yog qhov tseeb tias koj yuav tsis xav tau cov ntaub ntawv lawv tus kheej, tab sis tsuas yog lawv cov lej cim, txij li koj yuav tsum tau nkag mus rau hauv cov lus qhia. Thov nco ntsoov tias tsis muaj daim npav kuaj mob koj yuav tsis muaj peev xwm tshaj tawm txoj cai hluav taws xob.
Nrog qee lub tuam txhab pov hwm, koj yuav tsum xub ua daim ntawv thov hluav taws xob, tom qab kev pom zoo uas koj tuaj yeem pib nkag cov ntaub ntawv rau hauv daim ntawv sau npe.
Tag nrho cov ntaub ntawv koj nkag mus raug tshuaj xyuas tiv thaiv databases. Yog tias koj tsis ua qhov yuam kev thaum lub sijhawm ua tiav, cov hauv qab no yuav raug xa mus rau cov ntawv koj tau teev tseg hauv ob peb feeb:
- OSAGO txoj cai nws tus kheej hauv cov ntaub ntawv version;
- memo los ntawm lub tuam txhab pov hwm;
- daim ntawv cog lus pov hwm;
- tiv tauj cov ntsiab lus ntawm lub tuam txhab pov hwm;
- txuas mus rau tsoomfwv cov vev xaib uas koj tuaj yeem tshawb xyuas qhov raug cai thiab siv tau ntawm daim ntawv cog lus no.
Raws li koj tuaj yeem pom, qhov no yog txoj hauv kev sai thiab yooj yim rau kev thov kev pov hwm. Koj yuav tsis tas yuav sawv ntsug hauv kab ob qho tib si ntawm UK nws tus kheej thiab ntawm lub txhab nyiaj hauv tuam txhab nyiaj txiag los them cov kev pabcuam. Raws li tsab ntawv, uas tau xa los ntawm Central Bank ntawm Russia mus rau tag nrho cov tuam txhab pov hwm thiab cov tsev txhab nyiaj, cov txheej txheem ntawm kev tshaj tawm e-OSAGO tsis tuaj yeem tshaj 30 feeb. Ntawd yog, UK yuav tsum tau ua kom muaj kev ua haujlwm zoo ntawm lawv qhov chaw.
Yog tias cov txheej txheem ncua sij hawm tsis yog los ntawm koj qhov txhaum lossis koj tus neeg muab kev pabcuam, tab sis vim tias lub vev xaib raug kaw, koj muaj cai ua ntawv tsis txaus siab rau PCA thiab tus neeg tuav pov hwm yuav raug lav rau qhov tsis ua raws li cov cai ntawm txoj cai " Ntawm Lub Koom Haum Kev Lag Luam Kev Lag Luam". Thiab qhov no ua rau muaj qhov tshwm sim loj heev, mus txog qhov raug ncua ntawm daim ntawv tso cai. Yog tias ib qho kev ua haujlwm tau ua tiav ntawm qhov chaw, tus neeg tuav pov hwm yuav tsum ceeb toom rau cov neeg siv khoom txog lawv XNUMX teev ua ntej.
Cov tuam txhab tuav pov hwm twg txhawb nqa e-OSAGO?
Tus naj npawb ntawm ICs muab cov kev pabcuam no nce ntxiv. Yog tias koj tsis paub yog tias koj lub UK muaj qhov kev xaiv no, koj tuaj yeem hu rau tus xov tooj hu dawb thiab tau txais cov ntaub ntawv koj xav tau.
Raws li kev txheeb cais, thaum kawg ntawm Lub Yim Hli 2015, tsuas yog me ntsis ntau dua 10 txhiab tus tswv tsheb tau tshaj tawm e-OSAGO. Thaum kawg ntawm lub Cuaj Hli 2016, tus lej no tau tshaj 300 txhiab, uas yog qhov pom tseeb ntawm qhov muaj koob meej ntawm kev yuav OSAGO hauv online.
Txij Lub Ib Hlis Ntuj Tim 2017, XNUMX, txhua lub tuam txhab pov hwm yuav tsum tau muab qhov muaj peev xwm tshaj tawm OSAGO hauv Is Taws Nem.
Cov tuam txhab pov hwm loj tshaj plaws thiab nrov tshaj plaws hauv tebchaws Russia tau teeb tsa kev ua haujlwm ntev ntawm lawv cov peev txheej hauv Internet rau kev tshaj tawm OSAGO online:
- Rosgosstrakh;
- Ingosstrakh;
- RESO-Garantia;
- EUROINS;
- Ergo-Rus;
- Uralsib;
- Renaissance;
- VSK;
- Hoska;
- Tinkoff-Insurance;
- SC MOSCOVIA;
- Zetta Insurance, thiab lwm yam.
Nws kuj tseem paub tias ntau dua 30 lub tuam txhab pov hwm tau xaj kom txhim kho kev ua haujlwm tsim nyog thiab tau txais cov cai ntawm hluav taws xob. Yog li, txij xyoo 2017 tom ntej, nws yuav muaj peev xwm tshaj tawm e-Txoj Cai ntawm lub vev xaib ntawm txhua lub tuam txhab pov hwm. Raws li vodi.su portal, qhov no yuav yog ib qho ntawm cov xwm txheej rau kev rov ua dua daim ntawv tso cai rau kev pabcuam kev pov hwm.
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